Saving money for your down payment seems like a very challenging step. This is especially true if you’re not keen on saving money or planning your finances at all. But sometimes, all it takes to get started is making small changes to get things moving in your favor financially. Learn self-control, make wise decisions and start saving money today to reach your goal of owning your dream home the soonest! Here are some tips to help you get started.
1. Don't give in to the power of marketing
One big way to save money is to drastically cut down on the amount of television and YouTube videos that you watch. You'll notice that when you constantly expose yourself to ads and sponsored content, you're in high risk of eventually giving in to the temptation of making more unwanted and unnecessary purchases. That's the power of marketing. Less exposure to these will result in a lower electric bill (and perhaps a lower cable...
When purchasing a foreclosure in Fort McMurray there are a lot of key things that you need to know. Due to the economic downturn happening in Fort McMurray, there have been a substantial amount of bank foreclosures coming on the market. But just because these properties are on the menu, it doesn’t mean that they go through the same home purchasing process that other properties do. That’s why it’s important to be well-informed about what you need to know about buying a foreclosure home.
There are different types and categories of foreclosures that you need to know about. Bank Foreclosure (through the bank), Insurer Foreclosure (through CMHC or Genworth), Court-Ordered Sale, and Estate Sale. These four categories are typically the more frequent types...
Making simple changes in how you utilize energy in your household will not only help you save money by lowering your bills, you will also get to do your part in helping the environment. Check out these energy saving tips and start making these changes today.
Most electronics and appliances continue to draw electricity even when they're turned off. Make it a habit to unplug electronics and appliances when they are not in use, not just when you're leaving the house.
Use Power Strips
It's easy to forget to turn off electronics when leaving the house, never mind unplug them. Plug similar appliances and chargers into a power strip so you can shut off several devices at once.
Use LED Light Bulbs
This is not a drill! Incandescent bulbs really are a thing of the past. And yes LED light...